2026 Korean Net Salary Calculator
Calculate your take-home pay after social insurance and income tax deductions (2026 rates).
2026 Korean Payroll Deduction Rates
This calculator uses the 2026 Korean social insurance rates and simplified income tax brackets to estimate your monthly net salary.
| Item | Rate |
|---|---|
| National Pension | 4.5% |
| Health Insurance | 3.545% |
| Long-term Care | 12.95% of Health Ins. |
| Employment Insurance | 0.9% |
| Income Tax | Bracket-based |
| Local Income Tax | 10% of Income Tax |
This is an estimate based on simplified calculations. Actual amounts may vary depending on individual circumstances. Consult a tax professional for precise figures.
About this tool
A Korean salary calculator for 2026 that converts your gross monthly pay into estimated take-home pay. It deducts the four major social insurance contributions (national pension, health, long-term care, employment) plus income tax and local income tax, accounting for dependents and children. Provided for educational purposes only — not financial, tax, or legal advice.
How to use
- Enter your gross monthly salary in KRW.
- Set the non-taxable portion (e.g., meal allowance up to ₩200,000).
- Set the number of dependents (yourself counts as 1).
- Set the number of children under 20 for the child tax credit.
- Read the net (take-home) salary and the deduction breakdown.
Common use cases
- Estimating take-home pay before accepting a Korean job offer.
- Checking how a raise actually affects your monthly cash.
- Comparing salary structures with and without meal allowances.
- Planning a family budget around a known net income.
- Verifying your payslip against the standard deduction rates.
Frequently asked questions
Q. Are these the latest 2026 rates?
A. Yes, but Korean social insurance rates can change mid-year via government notice. Verify with the National Tax Service or 4대보험 사이트 for the latest values.
Q. Why does my actual payslip differ slightly?
A. Year-end tax settlement, additional deductions (insurance, donations, housing), and bonus rules can shift the monthly tax. This tool gives a baseline estimate.
Q. Does this support self-employed or freelance taxes?
A. No. The calculator targets salaried workers under the standard payroll system. Self-employed taxes use different forms.
Q. Is this legal or tax advice?
A. No. Always consult a licensed tax accountant (세무사) or your HR department for binding figures.